Sacramento Car Accident Attorney
Helping You Recover Maximum Compensation from Negligent Drivers in California
On average, the U.S. sees 37,000 deaths due to car accidents each year, and more than 2.3 million serious injuries. Negligent drivers are unfortunately everywhere, and their bad habits result in innocent people being injured.
Victims of car crashes may struggle with mounting difficulties like expensive medical treatment and the inability to work and provide for themselves or their families. When you call Del Rio & Caraway, P.C., our car accident lawyers in Sacramento can provide the support you need so filing an insurance claim or lawsuit isn’t another hardship. Get over 50 years of combined legal experience on your side
Our car accident attorneys in Sacramento are available 24/7 to take your call. Reach out to us today at (916) 229-6755 or contact us online to get started with a free case evaluation.
California Car Accident Laws
California follows a "fault" system, which means the at-fault party is responsible for the damages resulting from the accident. The at-fault driver's insurance typically covers the losses of the other party, including medical expenses, property damage, and more.
California law mandates that all drivers carry a minimum amount of liability insurance, which includes:
- $15,000 for injury or death to one person.
- $30,000 for injury or death to more than one person.
- $5,000 for property damage.
California operates under a pure comparative negligence system (California Civil Code 1431.2). This means you can still recover compensation even if you were partially to blame for the collision. However, your total financial award is reduced by your percentage of fault. For example, if a jury determines your total damages are $100,000 but finds you 20% responsible for the crash, you can still collect $80,000. Insurance adjusters frequently abuse this rule by shifting unfair blame onto injured drivers—our attorneys aggressively fight back against false liability accusations.
Under California Code of Civil Procedure Section 335.1, you generally have two years from the date of the crash to file a personal injury lawsuit against the at-fault driver. If a government entity or municipal vehicle (such as a SacRT bus or city maintenance vehicle) was involved, the deadline is shortened to just six months under the California Government Claims Act. Missing these deadlines permanently waives your right to compensation.
In California, you are legally required to report any car accident to the DMV within 10 days using an SR-1 form if:
- Anyone was injured or killed (no matter how minor the injury).
- Property damage exceeds $1,000.
Failing to submit an SR-1 form can result in the suspension of your driver’s license, regardless of who caused the crash.
Sacramento's Most Dangerous Roads and Intersections
While car accidents can happen anywhere, certain roads and intersections in the Sacramento area see a disproportionate share of serious crashes. Traffic collision data collected through the state's crash reporting system consistently points to a handful of recurring problem areas:
- Truxel Road and Arena Boulevard in Natomas is regularly identified as one of the most dangerous intersections in the city, driven by heavy commercial and event traffic near the airport corridor.
- I Street and 5th Street, near downtown and Golden 1 Center, sees a mix of commuter traffic, event crowds, and pedestrians that creates a high-risk environment.
- The Broadway and Stockton Boulevard corridor, along with nearby stretches of Stockton Boulevard near Fruitridge Road, is a frequent site of collisions due to heavy pedestrian and cyclist activity mixed with vehicle traffic.
- Franklin Boulevard and Mack Road see a disproportionate number of rear-end collisions tied to tailgating and stop-and-go congestion.
- Interstate 5 between Del Paso Road and the Railyards, a stretch with significant commercial truck activity, has a history of severe and fatal crashes.
If your accident happened at one of these locations — or anywhere else in the greater Sacramento area — our attorneys can use crash history, traffic engineering data, and eyewitness accounts to help establish how the conditions of the road or the other driver's conduct contributed to your accident.
Proven Results in Sacramento Auto Accident Claims
When an insurance company refuses to offer a fair settlement, you need a legal team with a documented track record of taking cases to trial and winning. At Del Rio & Caraway, P.C., we prepare every car accident claim as if it is heading directly to a jury. Insurance adjusters know which law firms settle quickly for pennies on the dollar and which firms have the resources and courtroom experience to hold them fully accountable.
Our trial attorneys have recovered millions of dollars for accident victims across Sacramento County and Northern California, including:
- $1,670,689 Jury Verdict: Secured in Sacramento County Superior Court for a victim who suffered low-back injuries requiring lumbar surgery after a motor vehicle collision.
- $1,860,000 Trial Result: Obtained in Sacramento Superior Court following a severe rollover accident caused by defective equipment on a commercial rental vehicle.
- $1,000,000 Auto Collision Recovery: Full policy limits secured for a client severely injured in a major motor vehicle accident.
We do not pass your file down to case managers or rush you into an undervalued settlement. Partner Daniel Del Rio, Charles "Chuck" Caraway (former Marine and Deputy Sheriff), and our dedicated litigation team fight for every dollar you need to recover physically, emotionally, and financially.
What Damages Could Be Recovered in a Car Accident Claim?
Our number one goal at Del Rio & Caraway is to help you receive the financial compensation you deserve after an accident. With medical treatment, repair to your vehicle, and missed time at work, your expenses can add up quickly. By negotiating with the insurance company, or taking them to trial if need be, we can help you receive a larger settlement than you may have otherwise received on your own.
You can recover compensation for the following damages, and maybe more:
- Medical treatment, including surgery, physical therapy, and medication
- Loss of income and future earning potential
- Cost of repairing your vehicle and other property damage
- Permanent disability and disfigurement
- Emotional trauma, pain, and suffering
After a free evaluation of your claim, our team can provide you with a more specific breakdown of damages you may be entitled to.
Common Causes of Car Accidents
There are many forms of negligence that can cause a car accident. No matter the identity of the other party in your claim, we’re not afraid to file a claim against them.
At Del Rio & Caraway, P.C., our car accident attorneys have successfully represented clients after accidents caused by:
- Distracted Drivers: Distracted driving is a significant cause of accidents. This includes texting, talking on the phone, eating, adjusting the radio, or engaging in any activity that diverts the driver's attention from the road.
- Drunk Drivers: Driving under the influence of alcohol or drugs is a major cause of accidents. Impaired drivers have reduced reaction times and impaired judgment, making them a danger to themselves and others on the road.
- Hit-and-Run Drivers: Hit-and-run accidents occur when a driver leaves the scene of an accident without exchanging information or providing assistance. This is not only illegal but can also make it difficult for the victim to seek compensation for damages.
- Rideshare Drivers: Rideshare services like Uber and Lyft have become increasingly popular in California. Accidents involving rideshare drivers, whether they are at fault or victims, are not uncommon. Determining insurance liability in these cases can be complex.
- Commercial Drivers: Accidents involving commercial vehicles such as trucks, buses, and delivery vans are often more severe due to their size and weight. These accidents can be caused by driver fatigue, inadequate training, or equipment failures.
- Uninsured Drivers: Some drivers in California may not have insurance coverage, despite the legal requirement. Accidents involving uninsured drivers can complicate the process of seeking compensation for injuries and damages.
Our Sacramento car accident lawyers can thoroughly investigate the circumstances of your accident and help determine who can be held liable for your injuries and damages. We can also handle all negotiations with the insurance companies, giving you much-needed physical and emotional rest.
Common Types of Car Accidents
Common types may include the following:
- Rear-End Collisions: When one vehicle collides into the back of another. These often result from distracted driving or tailgating and can cause whiplash or other soft-tissue injuries.
- Head-On Collisions: These are considered one of the most dangerous types of accidents, often occurring at high speeds and resulting in severe or fatal injuries.
- T-Bone (Side-Impact) Accidents: Happen when the front of one car crashes into the side of another, usually at intersections. These can cause serious injuries, especially to occupants on the side of impact.
- Sideswipe Accidents: Often occur when two vehicles traveling in the same or opposite direction brush against each other.
- Multi-Vehicle Pileups: Involves three or more vehicles and often happens on highways or in poor weather conditions.
- Single-Vehicle Accidents: Involve only one car and may include hitting a tree, guardrail, or other object. Causes may include speeding, driver fatigue, or poor road conditions.
- Rollover Accidents: These typically involve SUVs or trucks and can occur due to high speeds, sharp turns, or collisions. They often lead to catastrophic injuries.
- Hit-and-Run Accidents: When a driver flees the scene after causing a crash. Victims may need to pursue compensation through uninsured motorist coverage.
Common Injuries Caused by Car Accidents
Many people who are in a car crash do not think their injury is worth involving an attorney because it is "minor." However, car accidents can be deceptive in that the shock and adrenaline mask the symptoms of more serious injuries. That’s why it’s important for anyone involved in an accident to get medical help as soon as possible.
Car crashes commonly cause serious injuries, including:
- Whiplash
- Brain injuries
- Spinal cord injuries
- Lacerations
- Broken bones
- Loss of limb
- Nerve damage
On top of causing life-altering injuries, car accidents are also a leading cause of death in the United States. When someone is killed because of a negligent driver or defective vehicle, their family has the right to pursue additional damages through a wrongful death claim.
How Insurance Companies Try to Minimize Your Settlement
Insurance adjusters are trained negotiators working for companies whose financial interest is paying out as little as possible. Recognizing their tactics can help you protect your claim:
- Fast Settlement Offers. An early offer — often before the full extent of your injuries is even known — is designed to close your claim before you understand what it's really worth.
- Recorded Statements. Adjusters may ask for a recorded statement and use it to find inconsistencies or comments that can later be used to dispute your claim.
- Disputing Medical Necessity. Insurers frequently argue that treatment was unnecessary or unrelated to the accident, especially for soft-tissue injuries that don't show up on imaging.
- Shifting Blame. Even in clear-cut cases, adjusters may argue you share some fault for the accident, since California's comparative negligence rule allows them to reduce your payout proportionally.
- Delay Tactics. Some insurers slow-walk claims in hopes that mounting bills will pressure you into accepting a lower settlement out of financial necessity.
- Social Media Monitoring. Adjusters and defense attorneys sometimes review your social media accounts for posts or photos that could be used to downplay your injuries.
Having an attorney handle communications with the insurance company from the start removes the pressure of navigating these tactics alone — and signals to the insurer that you're prepared to fight for full and fair compensation.
What Happens After You Hire an Attorney? The Car Accident Claims Timeline
Many car accident victims hesitate to reach out to an attorney simply because they don't know what to expect. While every case is different, most car accident claims move through a similar general process:
- Free Case Evaluation. We review the details of your accident, your injuries, and your insurance coverage to determine the strength of your claim — at no cost to you.
- Investigation and Evidence Gathering. Our team collects police reports, medical records, photos, witness statements, and, when needed, works with accident reconstruction experts to build your case.
- Medical Treatment and Documentation. We coordinate with your treatment timeline to ensure your medical records fully reflect the extent of your injuries and their connection to the accident.
- Demand and Negotiation. Once your case is ready, we submit a demand package to the insurance company and begin negotiations for a fair settlement.
- Litigation, If Necessary. If the insurance company refuses to offer fair compensation, we're prepared to file a lawsuit and take your case through litigation — and to trial if that's what it takes.
- Resolution. Whether through settlement or verdict, we work to make sure you understand your options at every stage and that any resolution reflects the true value of your claim.
Timelines vary depending on the complexity of the case and the severity of the injuries involved, but our team keeps clients informed at every step rather than leaving them to wonder what's happening with their claim.
What Should You Do After a Car Accident?
Contact us today to get started with our car accident attorney in Sacramento.
Contact Our Car Accident Attorney in Sacramento Today
The period after a car accident can be confusing, not to mention painful and exhausting for injury victims.
Taking the time to plan for your future may be the last thing on your mind, but it’s important to know your needs. When you meet our car accident attorneys, we get to know you and your story so we can provide legal advice that will work for you. Receiving compensation can be an important part of taking steps toward a new future. We want to be part of this effort for justice.
The experienced Sacramento car accident attorneys at Del Rio & Caraway, P.C. are proud to provide legal guidance to those going through some of the most difficult times of their lives. You need a tough and dedicated attorney to represent you in an accident claim. Reach out to our team to learn how we can bolster your claim and make your life easier.
We provide free case evaluations to help you understand your rights after a car accident. Call our Sacramento car accident lawyer now at (916) 229-6755 or contact us online.
Common Questions About Car Accident Claims
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Can I Still Recover Compensation If I Share Fault for the Accident?Yes, California's pure comparative negligence laws allow victims of car accidents to still recover compensation, even if they are partially to blame for the accident. However, the total amount of compensation you are awarded will be reduced by the percentage for which you are found at fault.
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Should I Take An Offer From the Insurance Company?Some car accident victims make the mistake of not hiring a lawyer, telling themselves they already have enough going on in their lives. They put their trust in the insurance company to cover the cost of medical expenses and damage to their vehicle. Unfortunately, an insurance adjuster is not your friend—no matter how nice they sound on their phone. Their goal is to save their company money, and that means offering you a lower settlement than what you deserve.
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What if I Wasn’t Injured?Because car accidents release so much adrenaline, it’s common to feel no pain at the accident site. In fact, some injuries may not show themselves for days after the collision. Even if you think you’re fine, there is a chance you’ve been hurt and will need compensation to help cover your medical bills. Reach out to our team to discuss what you should do if you’re in this situation.
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How Long Do I Have to File a Car Accident Claim?In California, the statute of limitations for a car accident claim is two years. This may seem far in the future, but waiting to take action could mean we have less time to prepare your case. If you don’t file a claim before the statute of limitations runs out, you might not be able to recover anything.
We Put You First
And We Never Back Down
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Aggressively Advocating On Your BehalfWe'll go toe-to-toe with insurance companies on your behalf to make sure you're getting a fair settlement and take care of all of the negotiations that follow.
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Legal Services Tailored For YouEvery case posses its own unique challenges, which is why we always adjust our approach based upon the specific circumstances surrounding your case.
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No Fees Unless We Win
We're committed to getting you the best possible outcome regardless of the size or scope of your case and charge no up-front legal fees for our services.